A vision policy is not the same as health insurance.
It is important that you understand that your Vision Plan (Davis, EyeMed, among others) covers ROUTINE well-eye exams only (nearsightedness, farsightedness, and normal astigmatism), which includes the refraction to determine your eyeglass prescription. Some plans provide a limited contact lens evaluation benefit, while many others do not provide any contact lens evaluation benefit. In addition, your plan may provide discounts or allowances towards eyeglass frames, lenses, or contact lenses.
Depending on your eyes and medical history, we modify the exam to suit your needs. Our vision well-eye exams include: visual acuity testing, auto refraction, an undilated view of your eye, slit lamp exam, and a refraction test. The refraction test tells your eye doctor exactly what prescription you need in your glasses or contact lenses.
If you are having a vision exam using your vision insurance, the doctor will determine if a dilation is needed at the time of the appointment. For some, dilation may cause light sensitivity and blurry vision. Not all vision plans cover dilation.
Additionally, many vision insurance plans do not cover contact lens fittings (for first-time wearers or established wearers who need to switch to a new brand) or yearly contact lens evaluations (to make sure that the contacts you are wearing fit and allow your cornea to breathe).